Dental & Vision Coverage
These days, it can seem like health insurance has all but forgotten the fact that we still need dental and vision insurance.
Let The Health Insurance Doctor shop for the right coverage for you and your family. We’ll gather all the information we need for your situation and search the markets. We’ll review the policies we find for you and help you make an informed decision. Our goal is to make insurance easy for you.
When it comes to dental insurance, we look for flexible and convenient. We’ll help you identify the right dental insurance for you. Some of the different types include:
* Indeminity– with these plans, the insurance companies pay the dentist a percentage of the cost of the services. There are commonly restrictions that include a necessary co-pay, a waiting period, annual limitations, etc. Call us and let’s discuss which dental insurance plan is right for you and your family. We’ll help you find the right coverage.
* Dental Health Maintenance Organization (DHMO)- This organization contracts with local dentists to accept an agreed fee schedule in exchange for providing services to patients at a reduced rate. Many DHMO insurance plans have little or no waiting periods and no annual maximum benefit limitations, but there can be other limitations.
* Participating Provider Network (PPO)- A Preferred Provider Organization is an organization governed by doctors, hospitals, other health providers. This organization has worked out an agreement with insurance companies to provide health insurance to their participants at a reduced rate. A PPO is more flexible and allows more out of network coverage typically.
Like dental insurance, many companies have stopped offering vision insurance despite the fact that there is still a need for this coverage.
Protect your family’s eyesight today with a vision insurance package. Your vision is a precious gift. Let’s work together to protect your eyesight today.
If your employer doesn’t provide vision coverage for your entire family, consider the individual and family vision coverage options available through the Health Insurance Doctor. We offer coverage options based on your personal needs.
Confused By Your Insurance?
These days, far too many people are discovering what their coverage includes when it's too late. Don't wait to discover where your insurance gaps are. Let us help you become more knowledgeable about the insurance that you have and the coverage that you need.
As an independent insurance broker, we’re not stuck selling insurance products from one company at one price. We have the ability to shop around to find the right policy, the right price with the right coverage for you.
A Decade of Trusted Care
For more than 10 years now, we've helped people just like you wade through the confusion to make informed decisions about your insurance coverage. Let us help you.
Our mission is to help you find insurance coverage you can afford to use.
Insurance used to be simple. You pay your premiums, use your coverage when needed, and had reasonable deductibles. Today, the insurance market seems like a jumbled mess to the consumer. Find out what you're paying for. Call us today.
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